Pam Spiros' Blog
Millennials, i.e. individuals between the ages of 18 and 29 years old, often grab life by the horns. However, when it comes to getting ready for a move, Millennials often encounter problems along the way.
Fortunately, we're here to help Millennials who recently bought or sold a house discover what it takes to complete a successful move.
Let's take a look at three moving tips that every Millennial needs to know.
1. Get a Head Start on Your Move
Let's face it – the stress associated with moving can be overwhelming. And in some cases, it may lead Millennials to wait until the last minute to start packing.
Procrastination is never a good idea, particularly when it comes to moving. If you get an early start on your move, you can enjoy a seamless transition from one address to the next.
2. Pick Up Plenty of Packing Supplies
If you own a wide range of books, clothing and DVDs, there is no need to worry. Pick up plenty of packing supplies prior to moving day, and you can safeguard your belongings during your move.
Moving boxes are essential and come in a variety of sizes. You can always purchase moving boxes; or, you may be able to pick up boxes for free from a local grocery store or retailer.
In addition, be sure to pick up packing tape, bubble wrap and other packing supplies. With the right packing supplies at your disposal, you'll have no trouble getting your belongings ready for moving day.
3. Hire a Professional Moving Company
When it comes to moving, there is no need to work alone. Luckily, many moving companies are available to help Millennials complete a successful relocation.
Reach out to a variety of moving companies in your area – you'll be glad you did. If you discuss your moving budget and requirements with several moving companies, you should be able to find a professional mover that meets or exceeds your expectations.
Of course, if you need assistance as you search for a moving company, you may want to discuss your options with a real estate agent as well.
A real estate agent can put a Millennial in touch with the best moving companies in any city or town. By doing so, this housing market professional will make it simple for you to get the help that you need for your move.
Lastly, any time you need to buy or sell a house, it pays to hire a real estate agent. This housing market professional will learn about your homebuying or home selling goals and ensure you can achieve your desired results. Plus, if you ever have homebuying or home selling questions, a real estate agent is happy to respond to them.
Ready to relocate to a new address? Use the aforementioned moving tips, and any Millennial can pack up his or her belongings and enjoy a quick, easy move.
Your pet is an essential member of your family. Keeping him or her health will give them a longer life, and you and your family more time to enjoy their loyal companionship. Pets have health-care needs that are in many ways much like that of humans. Moving is a particular stressor for pets. They are also vulnerable to diseases that only animals can be stricken with, and preventative care is essential for helping them avoid these.
Pet wellness embraces many areas of a healthy happy pet, so learn how you can identify and eliminate pet stress to give them a prolonged, more comfortable, healthier life.
Are you surprised to read that animals have stress? Stress affects our dogs and cats and various types of pets across the board. Pet stress, just like people stress, causes health problems, decrease the quality of life, causes depression, and shortens their lifespan. For these reasons, among others, it is necessary for pet owners to practice pet wellness by identifying if their pet is stressed and using the fundamental techniques to eliminate the anxiety to increase the quality of their pet’s life.
Excessive shedding: The more stress your pet feels, the more she sheds. Shedding is also frequent with poor quality pet food, poor diet, and due to genetics, or lack of sunlight. Another condition causing excessive shedding is when the pores of the dog's skin do not close all the way allowing hair to fall continuously. Your veterinary doctors can determine if it is an illness or if your pet is under stress.
Aggression: A sick or injured pet may become aggressive if approached or stroked. But if your pet experiences anxiety from being in an unfamiliar environment, your pet’s aggression could be stress-related.Lack of or no appetite: Pets that are stressed, sick, or depressed often eat less or lose their appetite altogether. Poor appetite is another area that needs to be immediately addressed by your vet.
Passive behavior: The opposite of aggression, some pets become passive when under stress. If your usually playful pet seems uncharacteristically quiet, she may be experiencing anxiety.
Itching: Itching is a sign of several things such as fleas, ticks, lice, or a skin allergy; but it can also be a sign of stress if your dog or cat is scratching more than usual. Eliminate the possibility of pests and allergies first. Then, consider what could be causing your pet’s stress.
Happy Pet Signs
- Shows recognition of people he knows
- Normal stools and elimination habits that are rarely disturbed
- Overall happy appearance and behavior
- A healthy appetite
Stress is not the cause for all problems your pet may encounter, but it should certainly never be ruled out. Give your pet the quality of life he deserves by ensuring his meals, treats, exercise, training, lifestyle, grooming, and environment are healthy ones and appropriate for his breed and age. Giving your pet a wholesome natural diet free from pool qualify ingredients and unhealthy additives will maintain her inner and outer beauty as well as protect her from disease. Maintain your pet’s health further by doing your level best to eliminate pet stress and enhance the length and quality of your pet’s life.
Talk to your professional realtor about homes that provide a pet-friendly environment.
You hear about this magic "cost-of-living index" number, but where does it come from and how can you use it to improve your real estate experience? The cost of living index is a numerical measurement of the relative cost to live in a specific geographic region. There are a lot of economic formulas out there, but it basically adds up and compares the cost of goods and services that are part of ordinary living expenses. These include clothing, utilities, health care, transportation, groceries, restaurants, building materials and more. The index is relative and not an exact measurement, so you always want to compare with the actual cost of living you're familiar with to get an idea of the comparative costs where you want to move.
What’s the Math?
To begin, researchers collect a representative sample of goods and services and then compare prices. To determine what goods and services to include in the formula, they use a "typical family budget." When comparing the cost of living, remember that your budget may not be "typical." While they may sound similar, the cost of living index and the consumer price index aren't the same thing.
The Bureau of Labor Statistics sets the consumer price index—and the US government uses it to measure inflation in day-to-day-purchases, changes in interest rates and taxes. To make the CPI and Cost of living index more easily relatable, the CPI now measures housing costs using "owners' equivalent rent" instead of mortgage payments which allows them to remove the investment part of homeownership from the cost of living index and make it more equivalent for renters and owners.
Different companies use different market values and various products and services to make their calculations. One example, the Council for Economic Research, actually divides goods and services into six different categories, then chooses 60 items to represent the whole, gets the prices all at once and uses that to compare costs between locations.
Other sources take a variety of goods and service cost comparisons and combine them for a broader cost comparison between locations.
The US Department of State provides links to a lot of this information along with some great tools like the "Cost of Living and Salary Comparison Wizard." It combines information on goods, services, real estate, and average salaries to create a short 3-step process: enter your current base salary, the nearest metropolitan area to where you live and work, and the most adjacent metro area to where you want to move. The wizard will spit out not only cost of living comparisons, but what you can or should expect your salary difference to be, and whether that salary will actually be workable in the new area.
How do I Use it?
For example, if you have an annual salary of $50,000 in Dallas, Texas and you move to San Diego, California in a similar position, you can expect a 5.8% salary increase, which brings you to about $53,000. That $3,000 seems like a lot, but now you must look at the cost of living difference between the two areas. According to all these calculators, the average cost of living increase between Dallas and San Diego is roughly 36%. That calculates out to $15,000 less in disposable income. So now you can compare, do you really HAVE $15,000 you can give up in order to move to San Diego? If not, it might just be time to start looking elsewhere or trying to find a San Diego job with a salary of at least $68,000 to maintain the same lifestyle.
What If I Have no Choice?
Sometimes you don't have a choice about moving. Maybe you're being transferred by your company, or you need to be near a school, university or family. If you are stuck moving anyway, use the cost-of-living numbers to help you plan for your new budget and negotiate for a better salary.
Your real estate professional is familiar with the cost of living index for the area, and they will be able to help you find the right place for your budget.
If you recently sold your home and plan to relocate to a new address, you may need to pack up your personal belongings. And in some instances, there may be items that you can sell before moving day arrives. These include:
Although your couch, sofa, loveseat and other furniture may have served you well for many years, there is no guarantee that they will fit in your new residence. Furthermore, even if your current furniture fits perfectly in your new house, there may be a risk that it won't complement your new home's décor.
If you have furniture that you don't want to bring to your new home, there is no need to worry. You can always list furniture online or host a yard sale prior to moving day. Or, you may want to donate your furniture to a local charity.
A refrigerator, washer, dryer and other home appliances can be large and heavy. Therefore, it sometimes may be beneficial to purchase new appliances when you arrive at your new residence rather than allocate time and energy to transport your existing appliances to your new address.
For those who want to get rid of large appliances before an upcoming move, lots of options are available. In addition to selling or donating your current appliances, you can offer your appliances to the individual who is buying your residence. Also, if you face a time crunch, you can provide your appliances free of charge to the person who is buying your home.
3. Home Decorations
Various decorations may have looked great in your current residence. But if you want to give your new home a fresh look and feel, you may want to sell your current decorations prior to moving day.
Generally, there is no shortage of online buyers or yard sale shoppers who may be willing to purchase your home decorations. You can donate your home decorations to a local charity or give them to family members, friends or other loved ones as well.
As you get ready for an upcoming move, you may have a lot of work ahead. Fortunately, moving companies are available that can help you streamline the moving process.
A moving company employs courteous, knowledgeable moving professionals who are happy to assist you in any way they can. These moving professionals can provide recommendations and tips to help you prepare for moving day. And if you have moving day concerns or questions, moving day professionals are ready to address them.
Lastly, if you need to sell your home so you can quickly move from one address to another, you may want to employ an expert real estate agent. With a real estate agent at your side, you can receive plenty of help during the property selling cycle. Best of all, a real estate agent will make it easy for you to sell your residence, get ready for moving day and ensure you can seamlessly relocate to any location, at any time.
If you live in one state, but are trying to buy a home in another state, you’ll face some obvious challenges. There’s certain steps that you can take to help you get through the home buying process in another state. Whether you’re buying a vacation home, or are in a complete transition, you’ll need to follow a few steps to make life easier for you.
Know How Much Time You Have
First, you’ll need to ask yourself when you’re planning to move. If you have flexibility and are planning a trip to the new state before you need to move, that paints a much different picture than a more rushed move. Consider:
- The time it will take to sell your current home
- When the closing will be on the new home
Keep that timeline in mind.
You’ll definitely want to hire a realtor to handle everything for you on both ends when you’re in this situation. A Realtor’s knowledge and experience is definitely worth it to help you.
Get Your Finances In Order
You’ll need to apply for a loan on the home you’re buying in the new state. You should start by getting pre-approved for a mortgage in that state. You don’t want all of your important paperwork to be buried in the midst of packing and moving. Also, you’ll need to have that loan secured before you even head to the new state to close on the home. Everything should be in order. This situation may be more challenging for you than a typical home purchase. Since big purchases affect your credit score, you’ll need to hold off on buying a car, furniture, or any major appliances that you may need.
Get As Much Information As You Can
As a buyer who is from out of state, you’ll need to do your homework. Maybe you have visited the state many times before. Perhaps you know nothing about it. The more you know ahead of time, the easier that your transition will be. You’ll need to find recommendations about which neighborhood to search in. You’ll also want to learn a bit more about the lifestyle the area provides for activities like dining, entertainment, and recreation. You can learn a lot in the internet, but talking to locals- even a local realtor- can help you to find the right spot to live in.
Find The Right Realtors
You’ll need to find the right realtors in both your home state and the state that you’re moving to. The seller’s agent will assist you in getting your old home sold. From marketing the listing to home showings to sending you all of the paperwork that you’ll need to sign, a seller’s agent is very valuable to someone who needs to move out of one state and into another.
The buyer’s agent can help you in your new state, communicating with you on new listings and advising you on the neighborhoods that you’ll be the most happy in. Hiring these two realtors may be one of the most important steps in your feat of moving across two different states.
With the resources that are available online, moving from state-to-state isn't as hard as it may seem. Do your research for a smooth transition. Happy moving!